FINANCING

“Regulated by Montana Division of Banking & Financial Institutions, License #2472100. CalCon Mutual Mortgage LLC,

dba OneTrust Home Loans is an Equal Housing LenderNMLS #46375;

3838 Camino del Rio N Suite 305, San Diego, CA 92108. Corporate phone (888) 488-3807.

For more licensing information visit: https://onetrusthomeloans.com/licensing-information/.

*The advertised loan is a Conventional 30-year Fixed Rate Loan with a 30-year fully amortizing term.

The interest rate is 4.875% for 360 months. The disclosed APR is based on the payment of 1.5 discount points.

For a $528,500 loan, there is a 5.085% APR with a monthly principal and interest payment of $2,778.34 for 360 months.

Interest rate quoted assumes a purchase with 30-day lock pricing at 70% loan-to-value (LTV),

a minimum FICO score of 760 on a primary residence.

The actual interest rate, APR, and payment may vary based on the specific terms of the loan selected,

verification of information, your credit history, the location and type of property, and other factors

as determined by the Lender. Payments shown do not include taxes and insurance actual payment obligations will be greater.

Not all applicants will qualify. Rates and terms are subject to change without notice. Other terms are available.

The home loan application must be dated on or before May 1, 2025,and must fund with OneTrust Home Loans to receive the promotional rate.

This offer cannot be combined with other promotions. Other restrictions may apply; please ask your Mortgage Loan Originator for more details.

The promo is subject to change without notice.”